About Practical Mortgage Solutions

Taking out a mortgage is probably one of the biggest financial decisions you will ever make, so it is important you get the best mortgage deal with the best possible service.

Practical Mortgage Solutions is directly authorised by the Financial Conduct Authority and has access to over 4,000 different mortgage options, therefore we are confident we can find the best deal to suit your circumstances.
Whether you are buying for the first time, considering a remortgage, an investment purchase or maybe you have been refused elsewhere, Practical Mortgage Solutions´ aim is to save you time and find the most suitable deal for you.

We offer a full choice of insurance types and source the best deals from the market. We can provide Level Term Assurance or Mortgage Protection (decreasing term) both with critical illness cover if you require it. Below is a full list of our services:-

  • First Time Buyers
  • Home Movers
  • Buy to Let mortgages
  • Let to Buy mortgages
  • Overseas Purchases
  • Adverse Credit
  • Remortgages
  • Mortgage Protection & Critical/ Serious Illness Cover
  • Life Cover
  • Permanent Health Insurance
  • Buildings and Contents Insurance

Our business is built on providing our customers with the best possible advice and service. Our team of specialist advisers are highly trained and professional individuals providing independent, non-bias, whole market advice who will look to meet you at a time and place that is convenient for you.

Practical Mortgage Solutions was established by long standing financial advisors Steven Farley and Nikki Bain in 2007 who between them have in excess of 25 years’ experience in offering independent and professional advice on a whole range of mortgages to suit your needs.

Practical Mortgage Solutions are regulated by the Financial Conduct Authority (FCA). Our registration number is 465671. You can verify our identity on the Financial Conduct Authority website

The FCA sets minimum standards of good lending and advisory practice to be followed by all lenders and mortgage intermediaries. Practical Mortgage Solutions are committed to the principles of “treating customers fairly”. This initiative aims to improve the quality of information provided to clients at all stages of the mortgage application process.

Our aim is to provide you with a first class professional and confidential service.

We aim to provide a fully comprehensive service to meet all your mortgage needs. We pride ourselves on sourcing from the whole of the mortgage market to find the mortgage deal that is right for you.

Practical Mortgage Solutions is authorised and regulated by the Financial Conduct Authority. Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it. Copyright 2007-2015 – Practical Mortgage Solutions (UK) Ltd

Areas We Cover

With a network of 6 branches located within a few miles of each other, we have an impressive presence in the property market.