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Brian Cox



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About Practical Mortgage Solutions

Taking out a mortgage is probably one of the biggest financial decisions you will ever make, so it is important you get the best mortgage deal with the best possible service.

Practical Mortgage Solutions is directly authorised by the Financial Conduct Authority and has access to over 4,000 different mortgage options, therefore we are confident we can find the best deal to suit your circumstances.
Whether you are buying for the first time, considering a remortgage, an investment purchase or maybe you have been refused elsewhere, Practical Mortgage Solutions´ aim is to save you time and find the most suitable deal for you.

We offer a full choice of insurance types and source the best deals from the market. We can provide Level Term Assurance or Mortgage Protection (decreasing term) both with critical illness cover if you require it. Below is a full list of our services:-

  • First Time Buyers
  • Home Movers
  • Buy to Let mortgages
  • Let to Buy mortgages
  • Overseas Purchases
  • Adverse Credit
  • Remortgages
  • Mortgage Protection & Critical/ Serious Illness Cover
  • Life Cover
  • Permanent Health Insurance
  • Buildings and Contents Insurance

Our business is built on providing our customers with the best possible advice and service. Our team of specialist advisers are highly trained and professional individuals providing independent, non-bias, whole market advice who will look to meet you at a time and place that is convenient for you.

Practical Mortgage Solutions was established by long standing financial advisors Steven Farley and Nikki Bain in 2007 who between them have in excess of 25 years’ experience in offering independent and professional advice on a whole range of mortgages to suit your needs.

Practical Mortgage Solutions are regulated by the Financial Conduct Authority (FCA). Our registration number is 465671. You can verify our identity on the Financial Conduct Authority website

The FCA sets minimum standards of good lending and advisory practice to be followed by all lenders and mortgage intermediaries. Practical Mortgage Solutions are committed to the principles of “treating customers fairly”. This initiative aims to improve the quality of information provided to clients at all stages of the mortgage application process.

Our aim is to provide you with a first class professional and confidential service.

We aim to provide a fully comprehensive service to meet all your mortgage needs. We pride ourselves on sourcing from the whole of the mortgage market to find the mortgage deal that is right for you.

Practical Mortgage Solutions is authorised and regulated by the Financial Conduct Authority. Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it. Copyright 2007-2015 – Practical Mortgage Solutions (UK) Ltd

Client Testimonials

"I have been using Practical Mortgage Solutions services now for several years and have found the combination of friendly, helpful service combined with the best rates and deals in town means that I no longer waste my time even seeking alternative quotes. I tell them how much I need, the condition of the property, any special requirements (e.g. no redemption penalties) and they come up with a fantastic deal each time from their knowledge of a large variety of lenders. I now have over a dozen mortgages arranged through Practical Mortgage Solutions and will continue to use them on a sole broker basis as I expand my portfolio dramatically in the coming year"

--Bernie Potton MD of SQ Computer Personnel Ltd, and MD of Axia Investments Ltd (Property development company).

“There are a lot of mortgage brokers out there so I guess I got lucky in the fact that Practical Mortgage Solutions was recommended to me. From the beginning I felt my best interest were there number 1 priority, which is exactly what you need”

--Gavin Richie

“As one of Practical Mortgage Solutions’ first rolex replica customers, I’ve used them for a number of mortgages now, both on my own house and investment properties. They have always been very quick to respond with a good deal that meets my needs and have got the mortgage offer within my required timescales. I would not hesitate to recommend them and will definitely be using them for all my mortgages in the future.”

--Chris Beament

“Glen and I wanted to say thank you once again for the service given to us by you and your company. It was fantastic for us to know that everything was being taken care of without us having to worry. From the start of our mortgage application to finish, we found the whole experience stress free and manageable.
We could not have asked any more from you and your company and would most definitely use you again for any future needs and most certainly highly recommend you and your services to prospective clients.”

--Jenny and Glen Parry

If you wish to contact us our telephone number is: 0208 912 0006



Brian Cox


So for your free, no-obligation consultation please contact one of our offices to arrange a suitable time for an appointment with our experienced independent mortgage advisers.


020 8578 1004 – North Greenford office
020 8578 1005 – Central Greenford office
020 8912 0006 – Harrow office
020 8422 1007 – Sudbury office
020 8842 4008 – Northolt office

020 3866 6640 – North harrow office


or email: mortgages@brian-cox.co.uk


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We are open until 6.30pm on weekdays and available for weekend appointments.